Skin Tags vs Warts

Skin tags are soft, harmless growths that hang from the skin on a narrow stalk, usually where skin rubs against skin. They are extremely common, they are not contagious, and removing them is a choice rather than a medical need. Warts are firm, rough growths caused by a common virus that infects the top layer of skin. They are harmless and most of them clear on their own, but they spread easily and they are slow to treat.

Reviewed by Dr. Schwarz, Board-Certified Dermatologist · Research updated 2026-10-23
A small soft hanging skin growth on light skin.A rough, dome-shaped wart on the side of a finger on fair skin. The bump is pinkish with a thin red ring at its base, and several tiny black dots are clearly visible in the thickened surface.

Key differences

The same eight facts on every condition comparison.

Usual age
Adults
5 to 20
Where
Neck, armpits, groin, eyelids
Hands, fingers, feet
Main sign
Soft hanging flap
Rough firm bump with black dots
Itch or pain
Neither unless snagged
Usually painless
Contagious
No
Yes, mildly
Long term
Stays until removed
Most clear in 1 to 2 years
Scars
No
No
Who gets it
Adults; weight gain, pregnancy
Children and teens

What is it?

Skin Tags
Warts
What is it?

They are soft, benign growths.
Skin tags often hang from a small stalk in skin folds.

They are common.
They become more common with age and can be skin-colored or darker.

Removal is optional.
Once the diagnosis is clear, removal is a personal choice.

Changing growths need a check.
A changing, irregular, painful, bleeding or pigmented growth deserves assessment.

They are caused by HPV.
Cutaneous warts are benign growths caused by certain types of human papillomavirus.

They spread by contact.
Warts can pass through direct contact or from one area of skin to another.

Many clear on their own.
Many resolve naturally, especially in children.

Diagnosis is usually visual.
Clinicians look for the rough surface and small capillary dots; uncertain growths may be biopsied.

What it looks like

Skin Tags

Representative image of skin tag closeup. This is a general visible-feature example, not an exact depiction of every subtype, stage or location, or a diagnostic reference.

Soft hanging growth On a thin stalk.

Representative image of skin tag neck. It illustrates a visible feature or experience and is not a diagnostic reference.

Neck A very common site.

Skin tags in the armpit.

Armpit Where skin rubs together.

Warts

Warts: Black dots.

Common warts Rough bumps on hands and fingers.

Warts: Plantar.

Plantar warts Flat, painful warts on the soles.

Warts: Flat.

Flat warts Small, smooth, flat-topped bumps.

Warts: Filiform.

Filiform warts Long, thread-like growths on the face.

Skin tones
A small soft hanging skin growth on light skin.
Soft hanging growth on a medium-toned neck.
soft, stalked skin tags on a brown-skinned neck.
small soft stalked growths on a deep brown neck, representing skin tags.
A rough, dome-shaped wart on the side of a finger on fair skin. The bump is pinkish with a thin red ring at its base, and several tiny black dots are clearly visible in the thickened surface.
A rough, thickened wart on the back of a hand on medium olive skin. It is much the same color as the skin around it, with only a faint pink rim, and the fine skin lines stop at its border.
A firm, rough, gray-brown wart on the side of a finger on brown skin. There is no visible red ring around it, and the fine lines of the skin stop at the border of the bump.
Two rough, thickened warts on the back of a hand on deep brown skin. They are the same brown as the skin around them with no red rim, and they are visible mainly by their raised, uneven surface.
Diagram
Skin Tags mechanism diagram. A small fold projects outward: The growth is covered by ordinary skin. Soft tissue forms the center: Loose collagen and small vessels fill the tag. A narrow stalk connects it: The exact cause is not fully understood.
Warts mechanism diagram. HPV enters tiny skin breaks: The virus reaches cells in the epidermis. Infected cells multiply: Local skin growth becomes thicker. A rough bump forms: Small capillaries may look like dark dots.
In the skin

A skin tag is a soft projection of ordinary skin with loose connective tissue and small vessels inside. It often hangs from a narrow stalk, and its exact cause is not fully understood.

Human papillomavirus enters through small skin breaks and stimulates local surface-cell growth. The thickened tissue forms a rough bump that may contain visible dark capillary dots.

Where it shows up

Neck and skin folds
Hands and feet

When it usually starts

010203040506070+

Skin Tags. Become more common in adult life and with age; they may also appear during pregnancy.

Warts. Common in children and teenagers; adults can also develop them.

Causes and triggers

Causes

Skin tags form where skin rubs against skin or clothing. Extra collagen and blood vessels grow into a small, soft flap.

Warts are caused by the human papillomavirus infecting the top layer of skin. The virus makes skin cells grow faster, forming a rough bump.

Family tendency

They tend to run in families.

Risk factors
Obesity, Type 2 diabetes, Pregnancy, Age over 40
Children and teens, Weakened immunity, Nail biting
How it spreads
  • Skin-to-skin contact — Well established
  • Cuts, scrapes and hangnails — Strong link
  • Picking or biting warts — Strong link
  • Shared towels or razors — Possible
Trigger
● Skin Tags
● Warts
Friction in skin folds
Strong link
Not listed
Rubbing from jewelry or clothing
Strong link
Not listed

Daily Care

Skin Tags
Warts
Daily care

Habits that help

  • Reducing friction where you can
    Softer collars, a better bra, move the necklace.
  • Shaving around them rather than over them
    An electric trimmer avoids the weekly bleed.
  • Keeping folds dry
    Dry well after showering, wear breathable fabric.
  • Weight management where it is relevant
    Less friction, better insulin resistance.
  • Discuss new growths or skin changes during pregnancy
    Hormonal change produces new tags; some settle after.
  • Discuss metabolic health and sustainable weight goals when relevant
    Both go with developing more tags.

Avoid

  • Avoid: Tight collars, straps and waistbands
    Rubbing in one line is the worst aggravator.
  • Avoid: Shaving over them
    The usual cause of bleeding.
  • Avoid: Jewelry that catches
    Chains snag tags and twist them.
  • Avoid: Repeated friction in skin folds
    More folds and sweat, more friction.
  • Avoid: Humidity and sweat
    Damp skin in a fold rubs more.
  • Avoid: Pulling or picking at them
    Bleeds more than expected, risks infection.
  • Avoid: Home removal bands and freezing kits
    Where most needless scarring comes from.
  • Avoid: Treating an unexamined growth
    You never learn what it was.
  • Avoid: Home removal bands and kits
    Avoid home removal of unexamined growths; it can cause injury and scarring.

Habits that help

  • Covering the wart
    Keeps virus off other spots and holds treatment against the skin.
  • Keeping hands and feet dry
    Change socks during the day, dry between the toes, air your shoes.
  • Your own kit
    Flip-flops in shared showers, own towel, own clippers.
  • Follow safe filing instructions for wart treatment; avoid injured or high-risk feet
    Use only gentle removal of dead surface skin when advised; never cut or file to pain or bleeding. High-risk feet need professional advice.
  • Cantharidin, applied in clinic
    A blistering agent, painless going on, so it suits children.
  • Immune-based treatments
    Imiquimod cream or candida antigen injections for warts that keep returning.
  • Treating dry skin and eczema properly
    Intact, moisturized skin is much harder to enter.
  • Allow the treatment-specific course and review if it is not helping
    The required course varies by treatment and site. Review persistent, painful or uncertain lesions rather than repeatedly damaging the skin.
  • Review immune-suppressing medicines with the prescriber; do not stop them yourself
    Immune suppression can affect infection persistence. Tell the treating clinician and do not stop a prescribed medicine on your own.
  • Follow safe wart preparation advice; do not file to pain or bleeding
    Use only gentle removal of dead surface skin when the product recommends it. Never file to live, painful or bleeding skin. Do not share files; get advice for diabetes, poor circulation or reduced sensation.

Avoid

  • Avoid: Picking, biting and pulling at warts
    Carries virus to fingers and lips, and leaves broken skin for it.
  • Avoid: Shaving over a wart
    Seeds virus along the whole shaving path.
  • Avoid: Walking barefoot in shared showers
    Warm wet floors are where the virus survives longest.
  • Avoid: Skin that stays wet for hours
    The outer layer softens and stops being a seal.
  • Avoid: Nail biting and picking at hangnails
    The most reliable way to get warts around the nails.
  • Avoid: Sharing personal tools
    Towels, razors, nail clippers, pumice stones and files move the virus.
  • Avoid: Reusing one file on several warts
    It spreads them between your own sites.
  • Avoid: Stopping treatment too early
    Virus stays at the edges a week or two after the surface looks normal.
  • Avoid: Eczema, dry skin and cracked heels
    Broken skin is an open door.

Treatment differences

Evidence labels come from each condition’s own treatment list.

Treatment
● Skin Tags
● Warts
Filter by type
All types
Wart type

Select one or more.

Over-the-counter
Five dark glass tea tree essential oil bottles with glass droppers and one green box on white

Tea Tree Oil

Limited evidence

Tea tree oil, apple cider vinegar and garlic are the usual home remedies, and where they appear to work at all it is by burning the skin. That is a poor trade on a growth that was never dangerous, particularly on a neck or a face, and the mark left behind is often more noticeable than the tag. There is no evidence any of them dissolves a tag.

Four ointments on white: CeraVe Healing Ointment, a Vaseline jar, a petroleum jelly tube and Aquaphor

Petrolatum

Listed

This is aftercare rather than treatment. A dab of plain petroleum jelly and a small dressing over the spot left after a tag is removed keeps the scab soft and gives the neatest healing. It does nothing to a tag that is still there, and it will not shrink one.

Four mineral sunscreens on white: Native SPF 30, Thinksport SPF 50, Colorescience Flex and EltaMD UV Clear

Zinc Oxide

Listed

Daily mineral sunscreen over a healed spot on the neck or eyelid stops the temporary mark from deepening and helps it fade faster. It matters most on deeper skin tones, where a dark mark can otherwise last many months. It has no effect on whether new tags form.

Existing illustration of Home cautery pens and freeze-off kits.

Home freeze kits

Limited evidence

The pharmacy sprays get nowhere near as cold as clinic liquid nitrogen, so they work best on small, new, thin warts on the hands and poorly on thick foot warts. They sting and can blister. On deeper skin tones they carry the same risk of leaving a pale or dark mark as clinic freezing does.

Existing Dermapedia illustration of duct tape.

Duct tape

Limited evidence

Covering a wart with tape for a few days at a time, then filing it, is cheap and harmless, and the trials are genuinely mixed on whether the tape itself adds anything. Any benefit is probably from the covering and the filing. It is reasonable alongside salicylic acid and a poor substitute for it.

Paula's Choice 2% BHA exfoliant, La Roche-Posay Effaclar cleanser and a CeraVe psoriasis cream pump

Salicylic Acid

Strong evidence

The first treatment for almost every ordinary hand or foot wart, and the one with the best evidence outside the clinic. It dissolves the infected thickened skin a layer at a time, so it only works if it goes on every single day. Soak the wart for five minutes, file the dead surface off, apply, and cover it. Twelve weeks is a fair trial; ten days is not.

Prescription topicals
Mupirocin — Header Image

Mupirocin

Listed

An antibiotic ointment for the small number of tags that get infected after being nicked or snagged — hot, swollen, oozing. It treats the infection on the surface and does nothing to the tag itself. If the redness is spreading into the surrounding skin, antibiotic tablets are needed instead.

Illustration: Generic topical cream tube and white cream.

Imiquimod

Limited evidence

Imiquimod cream. A cream that works on the last step of the problem: it makes the local immune system pay attention to the virus. It is used mainly for flat warts on the face and for warts that keep coming back, applied a few nights a week for weeks. It reddens and irritates the skin while it works, and it does poorly on thick foot warts.

Tretinoin — Header Image

Tretinoin

Limited evidence

A retinoid cream used for the flat warts that appear in groups of dozens on the face and the backs of the hands, where acid and freezing would be too harsh over so wide an area. It speeds up the turnover of the infected surface cells. It takes months, and it makes the skin dry and sun-sensitive while it runs.

Fluorouracil

Limited evidence

5-fluorouracil cream. A chemotherapy cream at a low strength, applied to the wart itself, often under tape. It is used for flat warts and for warts that have not shifted with acid, and it is a common choice in children because it does not hurt going on. It reddens and can crust the treated skin, and it is not used in pregnancy.

Prescription pills
None listed
An illustrative bottle labeled Cimetidine beside plain tablets.

Cimetidine

Limited evidence

An old stomach-acid tablet that people ask about for multiple stubborn warts, on the idea that it nudges the immune system. The better-controlled trials found it no more effective than a dummy tablet in adults. It is safe and cheap, so it is occasionally still tried in children, but it should not replace treatment that is known to work.

Injections
None listed
Editorial illustration for Candida Antigen Injection, based on the entry’s treatment or equipment reference.

Candida Antigen Injection

Limited evidence

Candida antigen injection. A tiny amount of yeast protein injected into one wart, to wake the immune system up in that spot. What makes it useful here is that untreated warts elsewhere on the body often clear at the same time, so it suits someone with many warts rather than one. It is repeated every few weeks, and it can cause a day or two of aching or flu-like feeling.

Bleomycin Injection

Bleomycin Injection

Limited evidence

Bleomycin injection. Injected directly into warts that have resisted everything else, particularly thick ones on the soles and around the nails. Clearance rates are good. It is painful enough that the area is numbed first, it can leave a permanent nail change if used at the nail fold, and it is not used in pregnancy, so it sits late in the order for a reason.

Procedures
Editorial illustration for Shave Removal, based on the entry’s treatment or equipment reference.

Shave Removal

Moderate evidence

The usual method: the base is numbed and the tag is snipped or shaved off at the stalk with sterile scissors or a blade in a couple of seconds. It gives the most control over the mark left behind, which is why it is preferred on the face and neck and on deeper skin tones. It also leaves tissue that can be sent to the laboratory if there is any doubt about the growth.

Editorial illustration for Electrodesiccation and Curettage, based on the entry’s treatment or equipment reference.

Electrodesiccation and Curettage

Moderate evidence

A fine electric tip burns through the stalk and seals it at the same time, so there is no bleeding. It suits several small tags in one session and very small ones on the eyelids. It destroys the growth, so it is not used on anything that needs examining first.

Editorial illustration for Cryotherapy, based on the entry’s treatment or equipment reference.

Cryotherapy

Moderate evidence

A few seconds of liquid nitrogen freezes the tag so it drops off over a week or so, and it is quick when there are many. It is less predictable with pigment, because the pigment-producing cells are sensitive to cold, so it is used more cautiously on deeper skin tones and near the eyes. It destroys the tag, so nothing can be examined afterward.

Editorial illustration for Skin Biopsy, based on the entry’s treatment or equipment reference.

Skin Biopsy

Listed

When a growth is firm, broad-based, ulcerated, bleeding on its own or simply different from your others, it is removed and sent for examination under a microscope rather than discarded. When it is being taken off anyway, that costs almost nothing, and it is the only way to be certain a growth was what it looked like.

Editorial illustration for Electrodesiccation and Curettage, based on the entry’s treatment or equipment reference.

Electrodesiccation and Curettage

Limited evidence

The wart is numbed, burned with an electric current and scraped away in one visit. It is kept for a single stubborn wart that has failed everything gentler, because it leaves a scar, and a scar on the sole of a foot can hurt more than the wart did. Warts can still regrow at the edge of the scar.

Editorial illustration for Cryotherapy, based on the entry’s treatment or equipment reference.

Cryotherapy

Moderate evidence

Liquid nitrogen freezes the infected skin and the injury also draws immune attention to the spot. It needs repeating every two to four weeks, usually three or four times, and a wart regrowing from the edge between sessions is normal rather than failure. Over several months its results are broadly similar to salicylic acid used properly. It stings, it blisters, and on deeper skin tones it can leave a lasting pale or dark mark.

Editorial illustration for Cantharidin, based on the entry’s treatment or equipment reference.

Cantharidin

Limited evidence

A blistering liquid painted on in clinic and washed off a few hours later. It is painless going on, which is why it is a common first choice for children and for warts on the face. The blister that follows lifts the infected skin away over the next few days and can be sore. It usually takes more than one visit.

Paring

Limited evidence

Paring in clinic. The top dead layer is shaved off with a blade. It does not hurt, because that layer has no nerve supply, and it does two jobs at once: it confirms the diagnosis by exposing the tiny clotted vessels a callus does not have, and it lets acid or liquid nitrogen reach live infected skin. It is done alongside another treatment, never as the whole treatment.

V-Beam

Limited evidence

The laser targets the small blood vessels feeding the wart rather than the virus itself. It is an option for stubborn warts on the hands and around the nails when freezing has not worked, and it spares the skin around it, which matters on the face. Several sessions are needed, results are inconsistent, and it is not usually covered by insurance.

Outlook

Long term

Skin tags follow a slow, undramatic course, and most people notice them only when one catches. Removing one changes nothing about what caused it.

Warts are self-limiting — they end on their own eventually. In children, roughly two thirds clear within two years without treatment. Adults are slower, and warts present for several years are least likely to go quietly.

Complications

Possible complications
  • The usual reason people act
More details

The usual reason people act
A tag snagged by jewelry, a razor, a collar or a seatbelt can bleed and stay sore for a few days, then settle. A tag that twists on its stalk loses its blood supply, turns red, purple or black, and is tender. It dries up and drops off within one to two weeks, leaving nothing. Have a dark growth confirmed.

  • Spreading to new spots
  • Color change after treatment
  • Warts around and under the nails
More details

Spreading to new spots
An untreated wart seeds others nearby, so one bump becomes a ring of small ones around it, or a line of them along a scratch or a shaving path. Picking, biting and filing several warts with the same file are the usual ways it happens. Covering the wart, keeping your own file and treating early keep the number down.

Color change after treatment
Freezing, and any treatment that blisters or burns, works by injuring the skin, and injured skin can heal a different color. A pale ring around the treated spot can last a year or more and is sometimes permanent, and a dark mark can outlast the wart by months. Both are far more likely on deeper skin tones, which is why gentler treatment and a small test spot are often the better trade.

Warts around and under the nails
Warts that set up in the nail folds are the most stubborn of the group, because the nail shields the virus from creams and from freezing. Left long enough, a wart growing under the nail can lift it or leave a permanent ridge or split in the nail plate. Nail biting and picking at hangnails are how most of them start, and they are the ones most worth taking to a dermatologist early.

When to get help

When to get help

Have an uncertain, bleeding or changing growth checked. Avoid home cutting, tying or caustic removal, especially near the eyes or genitals.

Seek assessment for an uncertain, painful, bleeding or changing growth, or persistent warts with weakened immunity. Genital lesions need separate assessment.

Common questions

Skin Tags:Can I just cut it off myself?

Please do not. It bleeds more than you expect, it hurts more than you expect, the tools at home are not sterile, and you lose the chance to have it examined if it turns out not to be a skin tag. Removal in clinic takes seconds.

Skin Tags:Will more grow back if I have them removed?

Not the same one. New tags can appear in the same area over time, because removal does not change the friction, genetics or hormones that produced the first one. Not the tag growing back.

Skin Tags:Does having skin tags mean something is wrong with my health?

Usually not. They are extremely common and most people who have them are healthy. A lot of them is associated with insulin resistance and type 2 diabetes across large groups, so developing many new ones, especially with darkened velvety skin in the folds, is a fair reason to check blood sugar. A prompt, not a diagnosis.

Skin Tags:One of mine has turned black. Is that dangerous?

Most often the tag has twisted on its stalk and lost its blood supply. It is tender for a few days, then dries up and falls off, leaving nothing. Still get it looked at, because a growth turning dark is also how other things present.

Skin Tags:Will insurance pay for removal?

Usually not, because it is normally considered cosmetic. The exception tends to be a tag that repeatedly catches, bleeds or becomes inflamed. Ask the clinic before you book so the cost is not a surprise.

Skin Tags:Are the ones I got during pregnancy permanent?

Some shrink or disappear in the months after delivery and some stay. Wait several months before deciding on removal, and ask the doctor managing your pregnancy before having anything done meanwhile.

Warts:How did I catch this?

Almost nobody can say. The virus lives on warm wet surfaces and passes by skin contact and shared objects, and there is usually a gap of one to six months between catching it and seeing the wart. It is not a sign of poor hygiene.

Warts:Will it go away if I just ignore it?

Probably, eventually. About two thirds of warts in children clear within two years without treatment, and adults are slower. Treating is worth it because warts spread to other spots and other people meanwhile, and older ones are harder to clear.

Warts:Why is my wart coming back after freezing?

Freezing removes infected skin but does not reach every infected cell, and it does not teach the immune system to recognize the virus. That is why it takes several sessions two to four weeks apart, and why a wart can regrow from the edge. Regrowth is normal, not treatment failure.

Warts:Are warts contagious to my family?

Yes, though not dramatically. The virus passes on shared towels, bath mats, razors, nail clippers and files, and through contact with broken skin. Keeping the wart covered, keeping your own towel and clippers, and wearing something on your feet in shared bathrooms covers most of the risk.

Warts:Is a wart on my hand the same as a genital wart?

Related viruses, but not the same strains, and they do not usually move between those sites. Genital warts are assessed and treated differently, so do not manage them with hand-wart products.

Warts:Can I cut it off myself?

No. A wart has no root to remove, so cutting reaches live skin without reaching all the virus, and you are left with a scar plus a wart growing back around it. It also risks infection and, on the foot, a wound that heals slowly. Paring is done in clinic with a sterile blade.

Sources

Sources and further reading

  1. DermNet
  2. DermNet
Dermapedia on YouTube